Properties

Best Italian Mortgage can arrange Italian mortgages for the purchase of any Italian property.Italian mortgages for building works and property renovation are available above a minimum mortgage amount of €70 000.

For building works and renovation projects, an Italian mortgage application will need to include an approved renovation plan prepared by a qualified architect and proof that planning permission has been granted.

Best Italian Mortgage can arrange Italian mortgages at a loan to value (LTV) of up to 80%, depending on the property location, the property condition and the borrowers financial profile.

Italian Rent to Buy contracts can be arranged for secure property purchase with financing for up to 10 years.

Best Italian Mortgage Key Points

Best Italian Mortgage will work with you in English, but most Italian banks will require you to complete their Italian mortgage application in Italian. Some Italian banks may also require you to submit all supporting documents with a certified translation into Italian.

Your Best Italian Mortgage application will be processed in Italy by an Italian bank.

Legal fees and property transaction taxes cannot be included in Italian mortgages for non-resident.

Most Italian banks will offer a maximum loan to value (LTV) ratio of 60%.

Italian banks will require you to have a strong net asset position in order to qualify for an Italian mortgage.

Italian banks will expect you to have a low personal debt to income (DTI) ratio and a secure source of income.

Even with help from Best Italian Mortgage, the Italian mortgage application process can be slow and frustrating. Italian administration makes nothing simple as this example, Importing a car into Italy, shows. Getting an Italian mortgage is no simpler!

You will find details of our current range of Italian mortgage products on our Italian mortgage products page.