Welcome to Best Italian Mortgage

Best Italian Mortgages: A completely independent and privately owned English Speaking Mortgage Broker offering Euro Italian Mortgages to International Buyers.

About Best Italian Mortgage

Getting an Italian Mortgage, like most things involving the Italian legal process, takes time, patience and a deep understanding of how things work in Italy. It's not that Italian Mortgages are different to mortgages elsewhere in the world, it's just that the Italian Mortgage process is .... Italian!

If you're thinking of taking on an Italian Mortgage you'll already understand that Italy is different, that's probably why you're buying a home in Italy. For every step forward you, seem to need to take two steps backward and when you're just about to give up in despair ... è fatto!

We are a family business with Italian roots and it's always our aim to serve you, our client, in a friendly, courteous and professional manner in the best of the Italian tradition.

The Italian Mortgage Basics

The Italian Mortgage Costs

• Italian Mortgage LTV (Loan to Value) Ratio: Up to 80%
• Italian Mortgage DTI (Debt to Income) Ratio: Less than 35%
• Minimum Italian Mortgage: €50,000
• Bank Fees : Around 1% of the loan (These are paid to the bank to cover the banks setup and other costs)
• Registration Tax: 2% of the loan
• Our Fees: Normally, we don't charge you any fees.

Documents you will need to prove entitlement to an Italian Mortgage

• Proof of identity
• Proof of residence
• Proof of income
• Proof of outgoings
• Bank statements
• Purchase documents

 

Planned Euro € Foreign Exchange Programmes

If you have an Italian Mortgage you will need to be making regular Euro Payments or Euro Repayments. Using your bank or High Street financial institution will cost you a small fortune in commission charges and fees - typically €11,000+ over the life of a typical 20 year Euro mortgage. Here's how to save money. > Read More

For a free no nonsense discussion as to how our services can help you obtain your Italian Mortgage contact us here or give us a call on +44 (0)20 7193 7843.